HomePuter® FPS

Real Estate Appraisal Forms Processing Software

True Adjustment Trends™

Complete Artificial General Intelligence (AGI) Market Analysis
Service Slices Through a Complex Market With Ease

HomePuter® FPS - $249
Forms Processing Appraisal Software
Features:

True Adjustment Trends™  (TAT)
$9.90 Per Report Service
TAT AGI Features:

  • Intuitive, Easy-to-Use Software Design and Layout Includes 1 Year  of Updates and 7 Days Per Week  Email Technical Support, then Yearly Renewal at $99 or $198 per year. Order links are below.

  • Includes the latest Fannie Mae, Freddie Mac, FHA, and VA Forms, Lender/Client Specific Forms, and AMC Specific Forms, USPAP Addenda, Map, Sketch, and Photo Addenda,Text/Image Addenda, and more.

  • There is no government sponsored or government recommended Real Estate Appraisal Forms software.  You can select and use any forms software from any software provider you want.

  • Free Building Sketch/Floor Plan Processor

  • Auto-Mapping - On-Line, and Up-To-Date.  Subject and Comparables are Mapped and Labeled Along with the Straight Line Distances and Postal Equivalent Addresses.   Also includes Aerial and Topographical Auto-Mapping.   Maps Sales, Listings, and Rentals on One Map Color Coded or Separate Maps.  Also, custom map features for Court Work.

  • Free On-Line Official FEMA Flood Maps and Census Tract, Census Block, and Census Block Group, Directly From the Source, and the Most Accurate and Reliable.

  • GPAR™ General Purpose Appraisal Report

  • New ERC® Summary Appraisal Report (Licensed Separately)

  • UAD Ready - 100% Fannie Mae / Freddie Mac / FHA / FHA EAD / VA Compliant

  • UAD and FHA EAD Compliance Checker -  Checks  Required Fields to Prevent UCDP and FHA EAD Hard Stops, Warnings, and Fatal Errors.  Finds Errors and Helps you make the right corrections.

  • Comp (CU) Consistency Checker - Allows you to check Subject and Comparable properties for prior use and inconsistencies in every report. It also allows you to select and re-use any prior Subject or Comparable property by  inserting it into your new report along with the corresponding photo.

  • XML Delivery to Lenders and AMCs - MISMO 2.6 GSE and non-GSE XML - 100% Fannie Mae /Freddie Mac / FHA / FHA EAD / VA Compliant

  • AI Ready™ (AppraisalPort® , ENV 2.0, or XML Delivery).

  • Xome Plug-In Delivery (Formerly Assurant and StreetLinks)

  • ACI HotSPOT and Sky Delivery Certified - Used by Certain Major AMCs to process PDF, and XML reports.

  • Digital Signature Security using RSA Encryption Technology per the new FHA EAD Specifications that can be used right now for any XML report.

  • 100% Compatible to Windows 11, 10, 8.1, 8, 7, Vista, or XP, (32 and 64 Bit Versions), operating on any Desktop, Laptop, Tablet, or any other device. Easily go paperless in the field.

  • Rock Solid Programming - No Glitches, No Bugs, No Lockups, and No Crashes

  • AMC, Lender, and Private Work Compliant

  • There is no refund policy for FPS.  The FPS software, developed over 40 years by professional appraiser/programmers,  performs as described here, and is fully tested, rock solid, with no glitches. Requesting refund for FPS bars you from using TAT AGI.

  • HomePuter® does not solicit users of other software providers and does not publish comparisons to or opinions about any other software providers.

  • HomePuter® does not convert files from other software providers, aside from the copy/paste method for text and images.

  • HomePuter® will be offering  the new URAR that's in development by Fannie Mae and Freddie Mac.

  • Expert and Prompt Technical Assistance by Email 7 Days a Week

  • FPS operates on any single monitor, or multiple monitors, touch screen or  non-touch screen.  A 24" pivot monitor is shown below, rotated 90 degrees to display the entire form. 

  • A complete Step-by-Step Procedure Manual is included with a Getting Started Quickly Making a Complete Report section.

  • If you are new to the UAD (Uniform Appraisal Dataset),  this software is an excellent teacher.

  • Right click a field anywhere on any form to display your custom field specific pick list, displayed and sorted, ready to pick from.

  • Merges duplicate data entries from the main form to the other pages in the same form and to the addenda.

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TAT Artificial General Intelligence (TAT AGI),  is a service that ENTIRELY completes the Sales Comparison Analysis portion of your Appraisal Report, including the Adjustments.

  • For appraising: Residential, Multi-Family, Condominium, Vacation, Waterfront, Commercial, Industrial, Farm, and Land, in Urban, Suburban, and Rural locations.

  • For appraisals in connection with Lenders, Fannie Mae, VA, FHA, Bankruptcy, Estates, Tax Appeals, Expert Testimony, Land Taking by the State, View Amenities, Town Wide Reappraisal, Speculation, and Private Individuals.

  • Fannie Mae Guidelines and Courts require all Sales Comparison adjustments to be "Market Derived,"  including the adjustments for Sales and Financing Concessions.  Omitting  pertinent variables, i.e., not analyzing all variables that can affect market value, can result in adjustments that are not dependable. And adjustments having to do with replacement or reproduction cost ARE NOT market derived. 

  • TAT complies to the requirements and especially the most recent requirements of Fannie Mae and Freddie Mac.  Freddie Mac has recently required appraisers use of analytical systems, like TAT, that analyze Market Conditions before making adjustments, which TAT does.   

  • TAT AGI is the BEST analytical system and service available, and exceeds ANY standards or guidelines, and sets the highest standard through which we believe all valuation models and future oversight boards will be judged.

  • TAT AGI does 2000-6000 analyses on the considered comps for one report, taking 2 to 6 minutes to complete the report.   It assimilates the best appraiser minds, using Artificial General Intelligence, the next generation of Artificial Intelligence.  And produces a PDF report that anyone can understand. Reports that have gone through court with no expert witness.

  • During that 2 to 6 minutes, TAT AGI does a deep dive into the comp data, analyzing for 31 variables, and also determines the Quality and Condition for each comp... not only of the Kitchens and Baths, but also the components that together make up the general Condition and Quality required in the Sales Comparison Analysis.  And uses UAD ratings or Poor/Low through Excellent ratings depending on your client.

  • TAT AGI exceeds any outputs generated from Collateral Underwriter (Fannie Mae)  or ACE (Freddie Mac).  Fannie Mae released to Lenders a Collateral Underwriter (CU) on January 26, 2015, that uses Regression Analysis as part of a new review process to assist Lenders in reviewing adjustments. TAT AGI is the ultimate service to support your adjustments, and defend your adjustments if necessary. Fannie Mae states that “Appraisers that make a good faith effort to use the most similar comparables, provide accurate and consistent data, and support their adjustments with market data and analysis can generally expect a minimum of CU feedback that would cause a follow-up request from the reviewer.”

  • If there is a dispute or ROV request, use TAT AGI so that certain report users and third parties cannot undermine your work.  As it should be, i.e., not them judging you... but you judging them.

  • You only need to review the report and accept the results. And if there is a Contract Price for the Subject Property, TAT AGI will test it for reasonableness, with confidentiality per a TAT AGI / Appraiser Service Agreement.

  • TAT AGI allows you to do more appraisals a day, i.e., not being limited to the time it takes to do the Sales Comparison Approach for each report. We're measuring not how many hours you save per Job, but how many more jobs you can take per day.  As an owner of TAT I've done 40 per day, and was also offered a Judgeship presiding over a case of appraiser improprieties.

  • We're putting the power of analytics back into the Appraiser's hands over non-appraiser analytics.  Non-appraiser outfits that want to judge you with their 'AI?'  Not going to happen if you're using TAT AGI.

  • TAT AGI is for Appraisers and Review Appraisers only.

  • TAT AGI was created by Appraiser/Programmers for Appraisers.

  • The transparent and detailed TAT AGI - PDF report with over 98% accuracy (over 99% most of the time) consists of:

    1. Regression Analysis selection of variables in order of significance
    2. Detailed breakdown of each Adjustment Amount
    3. R^2,  F to Enter, F and T Values, P Values (F and T)
    4. Data Synopsis, Mean, Median, Error Amounts and Error %, Data Ranges, COV, COD, F-Ratio
    5. Correlation Matrix
    6. R^2 Correlation Matrix Conclusion
    7. Confidence Intervals - The Highest Ever Achieved in Real Estate Valuation Market Analysis.
    8. Residual Analysis
    9. Scatter Plot for the analysis showing 95% Conf., Std Error, COV, and 3rd order Trend Lines
    10. Box Plot for each significant variable showing trend and outliers, outperforming commonly used scatter plots.
    11. Location Map of considered comps, flipped sales indicators, Bias Buster Level 1
    12. Sales Comparison Report using the Six Best Bracketed Comps
    13. Site Value
    14. Land Value Chart
    15. Location Map, Color Coded, Indicated Best to Worst Comps, Bias Buster Level 2
    16. List of Comps Rated Best to Worst, Bias Buster Level 3.
    17. Addendum explaining all of the above in simple terms to facilitate decision making at any level of education.
  • We prioritize your privacy. Rest assured that your data remains strictly confidential and is neither sold nor shared with any third parties.

  • Impress your best clients with professionalism and expertise. And others who may be your best clients after using TAT AGI.  And possibly charge more and get more work for submitting a more thorough and easy to understand report and speedier turnaround.

  • TAT AGI works with limited sales data and handles rural properties with ease.  Whoever says that limited sales cannot be successfully analyzed, are wrong.

  • TAT AGI does the hardest work on what until now were impossible, e.g.,  determines the non-linear percent time adjustment for your comps with great accuracy, percent financing adjustment, percent DOM or CDOM adjustment, and adjustment for concessions. Fannie Mae does not want a dollar for dollar adjustment for concessions and TAT AGI determines the precise amount.

  • That's because TAT AGI adapts to any situation with non-linear interactions, multi-collinearity, spatial analysis, and accurate extrapolation of Condition and Quality.

  • TAT AGI adds an addendum explaining how it works, benefiting you and your clients, and complies with industry standards and best practices and proven appraisal methodology.  And we have gone further, developing a TAT AGI / Appraiser Service Agreement, i.e., six months of bulletproof legal preparation just for you. 

  • TAT AGI generates a full PDF report, approximately 15 pages, and an export FPS file for import by HomePuter® FPS users, and for non-FPS users, an XML to import into their software.

  • With TAT AGI, you can include the entire report in your appraisal. Or keep it in your work file so you can have a robust defense against reviews and audits. And, TAT can help analyze all comps in the market area thus avoiding ROV requests.

  • TAT AGI extracts accurate land values in built-up markets using market data, NOT cost data. Giving you a value for the site, and a land value chart for the area.  The days of extraction using the cost approach... ARE OVER.

  • The days of appraisers having to be rocket scientists to learn and operate their own regression analysis... ARE OVER.

  • TAT AGI supports MLS Exports, public records exports, or any service that exports CSV, TSV, or TXT files. Data Exporters that don't do this: You know who you are.

  • If you're not using TAT AGI then your adjustments are not correct and may be defeated in court, i.e., if you're concerned about defending your report at a hearing.

  • Using TAT AGI is your guarantee that you can handle any job that comes along and don’t have to turn any job down.






Order the FPS Software:










Order the TAT™ AGI  Service:



Order Ten (10) TAT Reports Here

at $9.90 Each, and Use Anytime.

There's No Time Limitation on Usage.


 



With advancements in TAT™ AGI, we are now able to produce higher volumes

of reports more cost-effectively—each report now costs just:
$9.90.

Clarification of any Potential Misunderstandings:

Adherence to Standards:   TAT employs 100% accepted appraisal practices and proven methodologies.
Diminishing Returns Analysis:  TAT analyzes all relevant variables, such as the number of bedrooms, for diminishing returns.
Unique Properties:  TAT effectively handles unique properties, like lakefront homes with more frontage than comparable properties.  Unique properties are also called 'Exceptions.'
Expertise in Regression Analysis:  Only a small percentage of appraisers have the proficiency to manually perform regression analysis, even with proper training. TAT simplifies this process by allowing appraisers to choose their market area, select comparable properties, and assess the condition and quality of the Subject Property. The service then processes the data and generates outputs for the appraiser to review.
Sales Comparison Analysis:  TAT performs the Sales Comparison Analysis for you, requiring only a basic understanding from you for review.  TAT knows the Quality and Condition of each comp and the buyer's motivations.  TAT is alive!
Handling Comparable Sales: TAT can manage any number of comparable sales to generate accurate Sales Comparison Reports with adjustments, exporting to PDF or to your forms software.
Compliance to Guidelines: Fannie Mae guidelines and legal rulings advise that Sales Comparison Adjustments be market-derived, not based on cost data, or depreciated cost, or even certain cases using paired sales analysis, e.g., see 'Expert Testimony: Regression Analysis and Other Systemic Methodologies by Peter F. Colwell, PhD, John A. Heller, JD, and Joseph W. Trefzger, PhD.'
Regression Analysis Details:  TAT identifies outliers and non-outliers for each variable, showing acceptable ranges in regression analysis.   It also considers non-linear market conditions—such as time, financing, concessions, and days on market—before and during adjustments.
Proportionate Adjustments:  TAT makes logical, proportionate adjustments that are understandable to all levels of expertise, including the general public.
Regression Analysis Consistency:  Regression analysis, a long-established statistical method, yields results consistent with paired sales analysis, but can handle more sales and variables simultaneously.

 

The Purpose of TAT ™ AGI in the Appraisal Industry:

Frustrated by Lender/AMC Reviewer challenges? :  Let TAT provide the expertise you need.  Our team is ready to assist with precise, insightful solutions to ensure your appraisal needs are met with the highest standards.
TAT delivers unparalleled Confidence Levels in Real Estate Appraisal Market Analysis:  We push the boundaries of precision and reliability in the industry, ensuring every report stands out.
AI as the Fourth Approach to Value? We're leading the charge:  In a recent high-level valuation meeting, it was proposed that AI could represent a new, fourth approach to value, enhancing the standard Market Approach to Value. TAT is at the forefront of this innovation with AGI, the next level of AI.
TAT AGI transforms appraisers into data experts, unlocking the hidden potential of property and sales data that traditional methods miss:  By utilizing TAT’s advanced AGI technology, appraisers gain unprecedented access to the hidden patterns within Subject and Comparable Sales Data, becoming true experts in data harvesting and market intelligence.
TAT is not an AVM or ChatBot—TAT is a breakthrough in Real Estate Appraisal Market Analysis:   Unlike Automated Valuation Models (AVMs) or ChatBots, TAT combines appraiser expertise with advanced AGI technology. This collaboration allows appraisers to retain complete control over data segmentation, comparable selection, and market analysis, while benefiting from AGI’s powerful insights.

 

New Fannie Mae Requirement as of March 1, 2025:

Stay Ahead of Fannie Mae’s March 2025 Requirement with TAT AGI:  Starting March 1, 2025, Fannie Mae will require appraisers to provide Market Condition Analysis and Market Condition Adjustments for comparable sales. Lenders are already encouraged by Fannie Mae to adopt these requirements immediately.
Here’s what Fannie Mae expects:
  • An illustration of the methodology used to determine specific comparable sale time adjustments for changes in market conditions.
  • Reporting of the market analysis supporting both the overall market trend and market-derived time adjustments for changes in market conditions.
Starting today TAT AGI is delivering these new Fannie Mae requirements integrated into the TAT AGI Sales Comparison Report along with a graphic illustration (sample below), all included in the $9.90 price.
The Overall Market Trend and Time Based Adjustments are derived from the TAT AGI Analysis which is already compliant to Fannie Mae requirements.
TAT AGI time adjustments defined:
  • A Robust Market Analysis to support both the overall trend and time-based adjustments.
  • Unmatched Accuracy: TAT AGI surpasses the basic trendline approach, known for its low confidence level. We use a sophisticated, non-linear analysis that evaluates all time-related variables with precision and put simple trend lines to the test.
  • Tailored Adjustments: Our methodology factors in critical components like home-to-land value ratios, price points, and economic trends.
  • Confidence in Compliance: Every report you deliver will not just meet Fannie Mae’s standards—it will exceed them with high-confidence, data-driven insights. With TAT AGI, you won’t just comply—you’ll excel effortlessly to provide accurate, detailed, and Fannie Mae-ready adjustments with every appraisal.

 

The TAT AGI Sales Comparison Report includes the graphic illustration (sample below)

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TAT ™

$9.90 Per Report Service



Artificial General Intelligence

 

TAT AGI Processes Reports:  Monday - Friday During Business Hours.

The Software Prices and Services are subject to change without notice.  HomePuter® is a registered trademark of HomePuter®, LLC.  True Adjustment Trends is a Trademark of True Adjustment Trends, LLC.    TAT is a Trademark of True Adjustment Trends, LLC.  All other brands or product names mentioned in this Web site are trademarks or registered trademarks of their respective owners.

TAT AGI Powered by: ©Copyright HomePuter® DMS v4.0 AGI 1984 - 2024. All Rights Reserved

HomePuter®, P.O. Box 88107, Sioux Falls, SD    57109-8107

True Adjustment Trends, P.O. Box 88107, Sioux Falls, SD    57109-8107

This Web Address: https://www.homeputer.com

E-Mail: homeputer@homeputer.com

Telephone:  (605) 271-5082